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The GoBear take on Bank Simpanan Nasional Sdn. Bhd.

Looking for a BSN personal loan? Let GoBear Malaysia tell you all about this financial institution.


Bank Simpanan Nasional Sdn. Bhd. (BSN) has roots dating back to the late 19th Century, when the first Savings Bank service opened in Perak and Selangor. These banks soon became part of the country’s Post Office Savings Bank network which grew to serve over 2.5 million depositors by 1974, with accumulated assets worth over RM537 million. When BSN was officially established on 1st December 1974, management was transferred from the Postal Services Department to the bank’s Board of Directors. With that, BSN was officially launched on 5th December by YAB Tun Haji Abdul Razak Bin Hussein, the Second Prime Minister of Malaysia. BSN has more than 5,100 employees, 382 branches and 621 automatic teller machines (ATMs) nationwide.

BSN’s personal loan product (MyRinggit and its Islamic counterpart MyRinggit-i) comes in a variety of forms designed especially for different classes of employment, most providing eligible applicants anywhere up to RM200,000 and a maximum repayment period of 10 years. The Islamic financing products may be subject to Islamic financing restrictions, terms and conditions. BSN also has motor vehicle loan and mortgage products, as well as loans for commercial properties. There is also a specialist loan product to help finance budding media and other creative arts entrepreneurs.

More Info

BSN’s personal loan product (MyRinggit and its Islamic counterpart MyRinggit-i) comes in a variety of forms designed especially for different classes of employment, most providing eligible applicants anywhere up to RM200,000 and a maximum repayment period of 10 years. The Islamic financing products may be subject to Islamic financing restrictions, terms and conditions. BSN also has motor vehicle loan and mortgage products, as well as loans for commercial properties. There is also a specialist loan product to help finance budding media and other creative arts entrepreneurs.

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