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The GoBear take on Bank Kerjasama Rakyat Malaysia Bhd.


Looking for a Bank Rakyat personal loan? Let GoBear Malaysia tell you all about this financial institution.


Established in 1954, Bank Kerjasama Rakyat Malaysia Bhd. (Bank Rakyat) is the biggest Islamic cooperative bank in Malaysia with assets totaling RM89.18 billion as at end of December 2014. Bank Rakyat is an entity under the control of the Ministry of Domestic Trade, Cooperatives and Consumerism (MDTCC), and is committed to support the mission of MDTCC to consolidate the cooperative sector as the mainstay of economic growth of the nation Bank Rakyat has 148 branches with more than 960 automated teller machines (ATMs) and cash deposit machines (CDM), and 95 Ar-Rahnu X'Change nationwide.

Bank Rakyat’s personal loan product (Personal Financing-i) comes in multiple forms for different classes of employment. It provides eligible applicants anywhere up to RM200,000, with a maximum repayment period of 10 years. The Ar-Rahnu product is a short-term secured loan using gold or other similar collateral. Bank Rakyat also has motor vehicle loan and mortgage products. These are Islamic financing products, and may be subject to Islamic financing restrictions, terms and conditions.

More Info

Bank Rakyat’s personal loan product (Personal Financing-i) comes in multiple forms for different classes of employment. It provides eligible applicants anywhere up to RM200,000, with a maximum repayment period of 10 years. The Ar-Rahnu product is a short-term secured loan using gold or other similar collateral. Bank Rakyat also has motor vehicle loan and mortgage products. These are Islamic financing products, and may be subject to Islamic financing restrictions, terms and conditions.

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