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Personal Finance

Tips to cut wedding costs.

It's the wedding season, no matter how ready you are with your budget. You need to know how to cut your cost without skimping on the quality and grandeur of the event. Most of you wish to wow your guests by having that dream for your flower arrangements and table centerpieces, fancy meals, wonderful reception setup and programs.

While weddings don’t really come cheap, there are budget-friendly options and strategies that can make your day extra special. Here are some of those:

Keep your guest list short.

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If you ask anyone who is getting married, they will tell you if you want to keep your wedding on a budget it’s wise to limit your guest list. Review your list many times over, and don’t hesitate to strike out some names. Try to stick to family and close friends; if there are slots left you can add some close colleagues. That will cut down on your catering costs. Besides saving on food, drinks and other reception costs, limiting the guest means fewer invitations to be send out and fewer wedding door gifts to give away.

Get talented family members or friends to join in.

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A better way to avoid spending too much for your special day, is to use the talents and skills of your family and friends. This tip is better for smaller wedding ideas, especially when the couple doesn’t want to involve a lot of people on the preparation and the ceremony itself. You should list down on the services you’ll need for your special day, and figure out which of your guest list can help you. Any photographer or videographer among your family or friends that could be of help? Cake makers? Wedding planners? After figuring out who can do what, try to politely ask them if they can or they know someone who can do the tasks for you for free or for minimal pay.

It's all about the planning.

You can actually cut down up to 50% if you plan your wedding well. You can set your ceremony during off season and on days other than Saturday if you have enough time to plan for your special occasion. Obviously, the cost of any wedding-related goes up from September to December as there are considered the peak wedding months.

Other tips for your wedding planning is to haggle and to plan the use of your credit cards and reward points. If you start planning way before the ceremony, you can use your card wisely. You can even arrange with your bank an installment plan for some of your purchases related to your wedding.

If you have some kind of reward points or cashback, use that on purchasing something you’ll use for wedding like decorative items and other supplies. Those who are planning to purchase items directly from suppliers or on a wholesale basis can also haggle. Just do a little research first on how much is the lowest or most reasonable price for the items you’re planning to purchase. 

Make sure to practically handle your finances for your wedding cost. Explore GoBear Malaysia to get more tips on how to best use your credit card and grab the best deals.